We work with six major South African insurers. We compare them for you and find the best quote for the cover you actually need. Already have a policy? We can check whether you are paying more than you have to.
Pays a lump sum if you die, so your family can settle the bond, school fees and daily costs without you.
Pays out quickly so your family can arrange the funeral without borrowing or waiting for an estate to be settled.
Fill in the short form or call us. If you already have cover, tell us what you pay today.
We request quotes for like-for-like cover and explain the differences in benefits and price.
Pick the quote that suits you. We handle the application, and we never cancel an existing policy until the new one is in place.
Premiums rise every year, needs change, and insurers reprice. A review takes one conversation and shows you where you stand.
See how a review saves moneyInsurers pay us commission, which is already built into the premium. We disclose how we are remunerated in every quote, so there are no surprises.
It depends on the insurer, your age and the cover amount. Many applications need only health questions. Some larger amounts need a medical report. We tell you up front.
No. If you already have life or funeral cover, we can review it and compare it with the market. Whether you stay or switch is your decision.
Many people keep paying the same insurer out of habit. A review compares what you have with what six insurers offer now, and shows whether you can pay less for the same protection.
Many policies raise your premium each year. After five or ten years the monthly amount can be far above where it started.
A paid-off bond, grown-up children or a new job can mean you carry more cover than you need, or less than your family now relies on.
Giving up smoking, losing weight or improving your health can qualify you for lower rates with some insurers.
Funeral cover through an old plan, a bank and an employer can add up to paying twice for the same benefit.
Enter what you pay now, then try a saving. The percentage is your own what-if. It is not a quote or a promise.
Use your latest premium statement. We will check the real number during your review.
Ten-year figure uses today's premium, before annual increases. Increases would make it larger.
An illustrative case: a 42-year-old with an older life policy and family funeral cover.
| Cover | Paying now | Comparable quote | Saving |
|---|---|---|---|
| Life cover, R1 500 000 | R980 | R720 | R260 |
| Family funeral cover, R50 000 | R310 | R245 | R65 |
| Total per month | R1 290 | R965 | R325 |
Illustrative figures only. Every client is different. Some reviews find that your current cover is already competitive, and we will tell you if that is the case.
No documents to hand? Tell us what you remember and we will take it from there.
A new policy can mean fresh health questions. We explain these before you decide. We only cancel your old policy once the new one is active, so there is no gap in protection.
It takes about two minutes. A consultant will call you to confirm the details and talk through your options.
A consultant will call you on to talk through your options.
Keep your latest premium statement handy if you want us to review existing cover.
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